Your Pinkie Is More Powerful Than Your Thumb is more than just a book of surprising facts. It’s full of practical tips that will help you save more money, make more money, live healthier. Live smarter.


These tips come from business and health experts:


How much time should you spend washing your hands to really clean them?
At least 20 seconds.


What's the best way to fall asleep without taking a pill?
Sleep researchers say don’t waste your time counting sheep. Think of a babbling brook, crashing waves, falling rain or whatever might relax you.


Want to avoid having to move into a nursing home in your old age?
Buy home health care insurance when you’re still relatively young, and it’s relatively inexpensive.


Fish is good for you but it's expensive. What to do?
Nutritionists recommend taking fish oil supplements daily.


What are some of the best cholesterol-lowering foods?
Oatmeal, oat bran, salmon, trout, sardines, tuna, walnuts and almonds.


When is the best time to take multivitamins?
With meals because they absorb better into the body with food.


How much time should you spend brushing your teeth ?
At a minimum, spend two seconds on each tooth, brushing the front and back of each one.


We can't do much when our hair turns gray, but what should we do if our hair turns gray prematurely and there's no family history of that happening?
See a doctor because premature graying can be a symptom of health problems.


Want to quit smoking?
It helps to drink less alcohol and stay away from other smokers.


When is the best time of day to take a nap?
Early afternoon.


What's a very easy and painless way to save hundreds of dollars a year?
Set aside loose change and never spend it. 


What's one of the best and easiest ways to dull the effects of alcohol?
Drink a lot of water in between glasses of beer or wine.


What should you do first if you have $10,000?
Pay off debt.


Want to invest like Warren Buffett?
Buy when others are selling. Buffett says be greedy when others are fearful, and fearful when others are greedy.


What are the healthiest beverages?
Water, followed by milk. Juice? It contains a lot of sugar.


When is the best time of day to vote?
It's less crowded in the middle of the morning and the middle of the afternoon.


What's the best way to apologize?
Do it promptly. Be genuine. Don't make excuses for your bad behavior. Make a commitment to change.


Want to keep an audience's attention ?
Do or say something surprising or memorable at least once every 10 minutes.


When are the best times to negotiate vacation time?
When you're offered the job and when a competitor of your employer offers you a job.


How long are the safest computer passwords?
At least 12 characters.


The best way to keep New Year's resolutions?
Make only one and find someone to make you accountable, a workout partner, for example.